24h Accident Cover
A benefit for when an accident changes your routine.
Personal protection for accidents in everyday life, leisure or non-excluded work activities, with defined benefits for permanent disability and treatment expenses.
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First, what is being protected. Then, what it costs.
Personal protection for accidents in everyday life, leisure or non-excluded work activities, with defined benefits for permanent disability and treatment expenses.
Before purchasing coverage, review the applicable terms, including exclusions, limits, acceptance criteria, term, payment and termination information.
Permanent disability
C$75,000Maximum benefit subject to the recognized disability percentage and the policy schedule.
Accidental death
C$40,000Benefit payable for a covered event under the policy terms.
Treatment
C$7,500Eligible medical expenses arising from the accident, within the stated limit.
The numbers for the configuration shown.
| Item | Value / limit | How to read it |
|---|---|---|
| Permanent disability from accident | Up to C$75,000 | Based on the recognized percentage |
| Accidental death | C$40,000 | Subject to the coverage terms |
| Treatment expenses | Up to C$7,500 | Applicable documentation and limits |
| Coverage period | 24 hours | Within covered situations |
What should not be hidden in the fine print.
Illness, worsening conditions not directly caused by an accident, and excluded activities or sports are not automatically covered. Certain occupations and activities may require specific underwriting.
The existence of a coverage does not mean that every similar event is included. The full description, pre-contract documents and issued policy govern the definition of covered risk.
Want to confirm whether this configuration fits your situation?
We can clarify the need, explain the variables that affect the premium and identify the relevant documentation before any decision.