Cookie Policy

This policy explains the categories of cookies and similar technologies that may be used on coverhorizon.com, their purposes, duration and the choices available to users.

1. What cookies are

Cookies are small files or identifiers stored on a user’s device or associated with a browsing session. They support technical functions, remember choices and, when authorized, help measure website use.

2. Strictly necessary cookies

These cookies support essential functions such as security, technical session management, load balancing and essential preferences. They are not used to create advertising profiles and remain only for the session or for the period strictly necessary for the technical function.

3. Measurement and analytics cookies

If you accept this category, identifiers and browsing information may be used to understand aggregate use, pages viewed, performance and errors. Duration depends on the tool and settings used, with retention limited to what is reasonably necessary for analysis.

4. Marketing cookies

If marketing or advertising-measurement cookies are used, they are activated only with consent where required. They may be used to measure campaigns and limit repeated messages. Third-party use is subject to the relevant privacy policies and the consent settings presented.

5. Third parties

Certain functions may rely on technology providers that use cookies or identifiers on behalf of CoverHorizon Assurance Ltd. or, in specific cases, for their own authorized purposes. Where applicable, the consent mechanism lets users understand the categories and make a choice before non-essential technologies are used.

6. Duration

Session cookies are deleted when the session ends or when they are no longer needed. Persistent cookies remain for a period defined by their purpose and are renewed or removed according to the applicable retention period and the user’s choices.

7. Managing consent

You may accept additional cookies or keep only necessary cookies through the notice shown on the website. Consent for non-essential categories can be withdrawn, and withdrawing consent should be as easy as giving it.

8. Browser settings

Browsers allow you to delete or block cookies. Blocking strictly necessary cookies may affect technical website functions. Browser settings operate in addition to the choices available through the website consent mechanism.

9. Changes to this policy

This policy may be updated when the technologies used, service providers or legal requirements change. The version in effect is the version published on this page.