Balanced Health
Limits, co-payments and network details in one view.
A configuration for people who want to organize hospital, visit and diagnostic costs without confusing the monthly premium with amounts paid when certain care is used.
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First, what is being protected. Then, what it costs.
A configuration for people who want to organize hospital, visit and diagnostic costs without confusing the monthly premium with amounts paid when certain care is used.
Before purchasing coverage, review the applicable terms, including exclusions, limits, acceptance criteria, term, payment and termination information.
Hospital care
C$75,000 / yearAnnual limit for eligible hospital expenses, subject to network and policy terms.
Outpatient care
C$3,000 / yearVisits and tests within the stated limit, with co-payments where applicable.
Virtual care
Included in the networkAccess is subject to availability and the rules of the participating provider.
The numbers for the configuration shown.
| Item | Value / limit | How to read it |
|---|---|---|
| Hospital care | C$75,000 / year | Applicable conditions and authorizations |
| Outpatient care | C$3,000 / year | Co-payments when care is used |
| In-network visit | C$30 co-payment | Paid when the service is used |
| Diagnostic tests | According to the policy schedule | Amount varies by medical service |
What should not be hidden in the fine print.
This coverage does not replace provincial or territorial health insurance and does not mean there are no out-of-pocket costs. Pre-existing conditions, waiting periods, non-covered services and providers outside the stated network terms may be excluded or subject to specific rules.
The existence of a coverage does not mean that every similar event is included. The full description, pre-contract documents and issued policy govern the definition of covered risk.
Want to confirm whether this configuration fits your situation?
We can clarify the need, explain the variables that affect the premium and identify the relevant documentation before any decision.