Serene Life 45+

The configuration at a glance

First, what is being protected. Then, what it costs.

A life insurance configuration for people who want to leave a clear financial reference for their family. The focus is on the purchased benefit, eligibility terms and straightforward presentation of applicable exclusions.

Before purchasing coverage, review the applicable terms, including exclusions, limits, acceptance criteria, term, payment and termination information.

Main coverage amount

C$100,000

Benefit payable on the insured person’s death, subject to the policy terms and conditions.

Terminal illness advance benefit

Up to C$40,000

Advance benefit limited to the stated amount and subject to the applicable policy criteria.

Document assistance

Included

Guidance on reporting a covered event and organizing the required documentation.

Coverage amounts and use

The numbers for the configuration shown.

Item	Value / limit	How to read it
Death benefit	C$100,000	No monetary deductible
Terminal illness advance benefit	Up to C$40,000	Under the policy criteria
Age in this configuration	50 years old	Subject to acceptance
Payment frequency	Monthly	Subject to billing terms

Limits matter

What should not be hidden in the fine print.

It does not cover situations excluded by the policy terms, including events outside the stated policy limits or situations involving inaccurate risk information where permitted by law.

The existence of a coverage does not mean that every similar event is included. The full description, pre-contract documents and issued policy govern the definition of covered risk.

Next step

Want to confirm whether this configuration fits your situation?

We can clarify the need, explain the variables that affect the premium and identify the relevant documentation before any decision.

Request information